Don’t be mistaken, this information is just as important, if not more important for those who are young and have time to make smart choices to prepare for later years. This is Part Two regarding The Spousal Impoverishment Protection Law. Please refer to Part One for more background information. Quick Recap: From the (SHIIP) Senior Health Insurance Information Program
Don’t be mistaken, this information is just as important, if not more important for those of you who are young and have time to make smart choices to prepare for later years. Until I started working with families who were navigating the waters of long term care in a facility aka, I hadn’t heard of the Spousal Impoverishment Protection Law.
Employee benefits are very important to us. Specifically, we get a great deal of peace of mind from the insurance benefits we have access to, through our employers. Although our health insurance costs have gone up considerably over the years, some of the additional offerings, such as life insurance, remain quite low. However, what happens if you lose your coverage?
I recently had a conversation with my home and auto insurance guy, Jerry Pascale, with Elite Insurance Services, here in Omaha. He is an independent insurance agent. This means he has access to coverage with numerous insurance companies so he can shop for the best coverage and rates for his clients. Jerry shared that several of their insurance companies
Navigating Medicare and Medicaid can be challenging. There are numerous requirements for income, documentation and need. Knowing about the benefits and programs and how they can be utilized together, is understandably confusing and overwhelming. There is no need to struggle through this on your own. Getting help from a professional is wise. They are extensively trained in the specifics of
I don’t know anyone who thinks cleaning the shower out is a fun job. Our Nebraska water can be a real challenge; even with a softener. Here is a shower cleaning technique that works really well on the hard water deposits. It only takes 2 ingredients and it is likely you already have them on hand; Dawn dishwashing soap
The Affordable Care Act (ACA) also known as Obamacare, certainly changed the landscape when it comes to health insurance. For many, the plans that are available on the marketplace (healthcare.gov) have been very helpful to those qualifying for significant subsidies. However, for people that do not qualify for the subsidies, the marketplace plans are very costly. Originally, the ACA required
It is becoming more popular for people to make the transition from homeownership to a rental situation such as an independent or assisted living community, an apartment or partial year rentals for snow birding. Recently, I met with Melissa McMurray who is with Farm Bureau Financial Services. I asked her to share what we need to know about securing our
The power of music is amazing. One minute we can be right here in February 2019 then a song comes on. Memories come out of the archives; bringing us back to a space in time when that song or genre was an integral part of our life. We remember where we were, what we were doing and who we were with.